How It Works? We at YourPayday are committed to offer clearly explained lending services. The whole process is completely online and fax-less. We explain every step carefully. Our charges are given here. We have no hidden fees. Here's how it works: Step 1. Fill in our simple online application form. Step 2. Get approval/decline decision within seconds. Step 3. Sign an electronic loan agreement. Step 4. Cash deposited in your account. If you still have questions, visit our FAQ section for answers Eligibility Criteria In order to be eligible for a loan with Yourpayday you must: 1. Be at least 18 years of age 2. Reside and be employed in the UK 3. Have a bank account with a valid debit card 4. Have a take home monthly pay of at least £750 Frequently Asked Questions How much can I borrow? Your can borrow up to £400 on your first loan with us. We may offer you up to £1000 on further loans taken. Just fill in our two-minute online application form and you will receive a quick decision on the amount that we can lend to you. When can I have my payday loan? YourPayday loans are usually paid into your account on the same day you apply (provided you apply before 2:30 pm and choose CHAPS as fund transfer method). If you choose for free BACS service, it may take up to 2 to 3 days for transfer. The repayment is taken from your current account on your payday using the debit card information that you provide us. Why use a layday loan? Payday Loans are available to almost anybody residing in the UK, having a job and a valid bank account. Funds are typically transferred with in a day or two. Taking a payday loan is therefore very easy and fast to meet your short-term cash requirements. What are your charges? YourPayday charges a nominal fee of £25 for every £100 borrowed. There are absolutely no other charges as long as you repay on time. We at YourPayday provide short term cash advances repayable on your next payday. Getting a payday loan has never been easier Wondering how to handle surprise expenses such as car repair, unpaid bill or a medical emergency? Tired of searching site after site for an easy cash loan? You have finally come to the right place. Yourpayday.co.uk brings one of the easiest online payday loans to you right in the luxury of your home. Just fill in the application form and get the cash you need in your account within hours using CHAPS. Yes, it's that easy! Payday Loans Explained Payday loans are unsecured loans designed to bridge the gap between two pay dates. A payday loan is typically a short term loan which is available to anybody who has a job and a valid bank account. These loans could be helpful in fulfilling your urgent cash requirements as the funds are transferred to your account with in a day or two. Cash Advances can serve as relatively easier solutions to the problems like bank overdraft, credit card default etc. when immediate cash is not available. Applying for an online payday loan from yourpayday.co.uk is very easy. Even a bad credit history may not be a problem. Apply Now!