Insuremore is a worldwide travel insurance provider whose website offers cheap travel insurance for families, couples and singles for one trip or on an annual multi-trip basis. As well as holiday insurance, Insuremore offers a good deal on business insurance and cruise travel insurance with a quick and easy online claims feature. Insuremore is a part of the Journey’s Travel Company. Cheap travel insurance, cheap annual travel insurance, worldwide travel insurance, travel insurance act of terrorism cover... Insuremore FAQ Why do I need Travel Insurance? Travel Insurance will cover you for those unfortunate eventualities that can happen when travelling. Our insurance will cover you for cancellation, medical expenses, damage or theft of personal belongings, plus much more. Check out the Cover Summary, for a full listing of cover and sum insured up to. When should I purchase Travel Insurance? As soon as you book your holiday you are at risk of having to cancel. Insuremore Travel Insurance covers you for cancellation as soon as you take out a policy. Therefore it is important you purchase Travel Insurance at the same time as booking your holiday or soon after. When does the insurance start and finish? The cancellation section of our insurance comes into effect as soon as you purchase the policy. All other sections of the policy are effective as soon as you depart home / work to commence the trip. You must make sure you have insurance from the date you depart to the date you arrive back in the UK. What is an Excess Waiver? Most sections of cover are subject to an excess charge. This means when you make a claim you will have to pay the first £50 - £250 (amount depends on what section you are claiming under) per person, per claim. An Excess Waiver means for a small additional premium, paid at the time of purchasing the Insurance, we will delete the excess relating to a claim. (This is not applicable to annual multi-trips, hazardous activities and medical screening excess). Can I upgrade my policy? Yes. For upgrades contact us. This includes adding wintersports or upgrading to a family policy. Holiday Checklist Protecting Travel Money Abroad